About Our Agency
Built on a foundation of excellence, BBIS, Inc. is affiliated with a National Property and Casualty Magazine, “Insurance Journal Top 100 Agency” in the nation, Professional Insurance Associates, Inc. BBIS, Inc. is a member of The Business Consumer Alliance because we believe the way we do business is our clients business. We also disclose all taxes, premiums and fees to our associations since we feel that our clients should know exactly what their dollars are paying for.
We operate as a paperless agency which guarantees your documents and customer service requests to be handled expeditiously. All documents are stored off-site with repeating, multiple back-up locations for the comfort in knowing your insurance documents and association information will not be lost.
We offer a free evaluation of your portfolio in order to ensure adequacy, comprehension and maximum profitability for your clientele. Whether your portfolio consists of apartment complexes or homeowners associations, our goal is to make sure your coverage exists when you need it, while presenting the most cost effective options. With a combined family tradition of over 73 years as licensed insurance professionals, specializing on Homeowners Associations, Senior Communities, Commercial Business Complexes, Master Associations, Planned Unit Developments, Condominium Complexes, Apartment Complexes, High Rises and Lessors Risk Exposures we believe to be well versed on market trends, tradition and on the cutting edge of the industry. We have assisted with the insurance needs of over 1,000 associations in California and Nevada.
We recognize that we are not selling products that other agencies cannot sell. We are selling a promise for the future. Our practice is to make the lives and jobs easier for developers, community managers, board members and/or landlords in the event that disaster strikes. We believe it is our superior level of customer service, availability and willingness to accommodate our clientele in whatever means necessary that sets us above the competition.
Prior to quoting and proposing your insurance needs, we inspect the premises and dissect the associations CC&R’s, reserve study, budget and financials to ensure your policies are written properly each year. As your preferred insurance brokerage we will approach insurance markets each year to ensure you are receiving the best possible product at the most competitive market prices. For your reference, on your proposal cover letters we will list the other carriers approached each year and their corresponding quoted premium amounts.