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Wedding Insurance in the Lake Forest, CA and Mission Viejo, CA areas

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Brian Berg Insurance Services, Inc. (BBIS) today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Locations

BBIS - CA

23101 Lake Center Drive, Suite 335
Lake Forest, CA 92630
Main office: 888-791-7069
Toll free: 888-791-7069

BBIS - NV (Las Vegas)

10161 Park Run Drive, #150
Las Vegas, NV 89145
Main office: 702-835-6984
Toll free: 888-791-7069

BBIS - NV (Reno/Sparks)

4894 Sparks Blvd
Sparks, NV 89436
Main office: 775-502-1114
Toll free: 888-791-7069

Our Providers

Testimonials

The staff at BBIS, Inc. is professional, knowledgeable and responsive. My questions were answered very quickly and I was able to discuss with my association board of directors to help make an educated decision.
Mary Jo - Los Angeles
This insurance agency is the best around! The accessibility is hands down the best in the industry. Response times are incredible and they are always willing to attend board meetings and conference calls. Top notch company.
Mike - Las Vegas
My experience with BBIS was one worth writing about. The entire staff is licensed which added a huge amount of credibility to the answers I was given. I found true value in an insurance broker instead of a captive agent. BBIS really works on behalf of their clients, with their clients best interest in mind. I highly recommend this agency.
Richard - Irvine