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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Brian Berg Insurance Services, Inc. (BBIS), we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Brian Berg Insurance Services, Inc. (BBIS) are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

BBIS - CA

23101 Lake Center Drive, Suite 335
Lake Forest, CA 92630
Main office: 888-791-7069
Toll free: 888-791-7069

BBIS - NV (Las Vegas)

10161 Park Run Drive, #150
Las Vegas, NV 89145
Main office: 702-835-6984
Toll free: 888-791-7069

BBIS - NV (Reno/Sparks)

4894 Sparks Blvd
Sparks, NV 89436
Main office: 775-502-1114
Toll free: 888-791-7069

Our Providers

Testimonials

The staff at BBIS, Inc. is professional, knowledgeable and responsive. My questions were answered very quickly and I was able to discuss with my association board of directors to help make an educated decision.
Mary Jo - Los Angeles
This insurance agency is the best around! The accessibility is hands down the best in the industry. Response times are incredible and they are always willing to attend board meetings and conference calls. Top notch company.
Mike - Las Vegas
My experience with BBIS was one worth writing about. The entire staff is licensed which added a huge amount of credibility to the answers I was given. I found true value in an insurance broker instead of a captive agent. BBIS really works on behalf of their clients, with their clients best interest in mind. I highly recommend this agency.
Richard - Irvine